Does auto insurance cover belongings damaged in an accident?
If you get into an accident, you probably think first about making a claim, repairing your vehicle, or potential medical bills. But there’s something else that often gets overlooked: the fate of your personal belongings inside your vehicle. Items like your phone, laptop, or sports equipment can get damaged or destroyed in an accident. So, does your auto insurance cover these items, or will you have to pay for them yourself? Understanding what your policy covers can help you avoid unexpected expenses and make more informed decisions about your insurance needs.
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